Free Tool

Margin Calculator

Calculate your equity, buying power, interest costs, and distance to margin call. Know your risk before you borrow.

Inputs
Enter your current margin position details.
Equity Position
Equity %70.0%
0%Maintenance: 25%100%

Equity

$70,000

70.00% of portfolio

Available Buying Power

$180,000

Additional margin capacity

Monthly Interest Cost

$162.50

$1,950/year

Distance to Margin Call

60.00% drop

Portfolio can fall to $40,000

Full Breakdown
Portfolio Value$100,000
Margin Debt$30,000
Equity$70,000
Equity %70.00%
Buying Power Remaining$180,000
Monthly Interest$162.50
Annual Interest$1,950
Margin Call Threshold$40,000
Distance to Margin Call60.00% drop

Turn this into an action plan

The full platform generates a personalized Payday Plan for every paycheck — telling you exactly which shares to buy, powered by 7 optimizer strategies including yield-max, momentum, and ex-date timing. Plus 120-month FIRE projections with margin modeling and milestone tracking.