Free Tool

FIRE Calculator

Find out when your dividend income will cover your expenses. A simplified 120-month projection powered by the same engine as our full platform.

Your Details

Enter your current situation and we will project your path to financial independence.

Current Portfolio Value ($)

Monthly Contribution ($)

Average Dividend Yield (%)

Monthly Expenses ($)

Turn this into an action plan

The full platform generates a personalized Payday Plan for every paycheck — telling you exactly which shares to buy, powered by 7 optimizer strategies including yield-max, momentum, and ex-date timing. Plus 120-month FIRE projections with margin modeling and milestone tracking.

Start 14-Day Free Trial View Pricing

More free tools

Explore the strategy with our other free calculators — no signup required.

Paycheck Simulator

Model how recurring deposits compound through DRIP over time.

Try it

ETF Compare

Compare yield, price, and distributions across high-yield ETFs.

Try it

Margin Calculator

Calculate equity, buying power, and distance to margin call.

Try it

Dividend Calendar

Look up any ticker's dividend history and project annual income.

Try it